Hammerdin

I don't like that guide at all. Don't know where you got it from but why waste all the points in mana? My hammerdin is a lvl 70ish and has like 50 points total, you don't even need that.
Bob um in a shield gives you more to resistance which is what you need.

Anyway here is a guide for where to put your points for max damage.
Clvl Skill Used BH Conc Vigor BA Hammer Damage
2 Might
3 Smite
Den Prayer
4 Save1
5 Save2
6 Holy Bolt/Defiance
7 Save2
8 Save3
9 Save4
10 Save5
11 Save6
12 Charge/BA/Cleansing 1
Radmnt Save5 1
13 Save5/BA 2
14 Save5/BA 3
15 Save5/BA 4
16 Save5/BA 5
17 Save5/BA 6
18 BH/Conc/Vigor/BA 1 1 1 7 35/47
19 BH/Conc/Vigor 2 2 2 7 62/75
20 BH 3 2 2 7 86/98
21 BH 4 2 2 7 110/122
22 BH 5 2 2 7 135/147
23 BH 6 2 2 7 161/173
Izual 1 Save1 6 2 2 7 161/173
Izual 2 Save2 6 2 2 7 161/173
24 BH/Holy Shield/Meditation 7 2 2 7 188/199
25 BH 8 2 2 7 215/227
26 BH 9 2 2 7 243/255
27 BH 10 2 2 7 273/284
28 BH 11 2 2 7 302/314
29 BH 12 2 2 7 333/345
30 Redemption 12 2 2 7 333/345
31 BH 13 2 2 7 365/376
32 BH 14 2 2 7 397/408
33 BH 15 2 2 7 430/442
34 BH 16 2 2 7 464/476
35 BH 17 2 2 7 499/510
36 BH 18 2 2 7 534/546
37 BH 19 2 2 7 570/582
38 BH 20 2 2 7 608/620
39 Concentration 20 3 2 7 641/654
40 Vigor 20 3 3 7 680/694
41 Concentration 20 4 3 7 716/730
42 Vigor 20 4 4 7 757/772
43 Concentration 20 5 4 7 795/810
44 Vigor 20 5 5 7 838/855
45 Concentration 20 6 5 7 878/895
46 Vigor 20 6 6 7 924/942
47 Concentration 20 7 6 7 965/984
Den Vigor 20 7 7 7 1013/1033
48 Concentration 20 8 7 7 1056/1077
49 Vigor 20 8 8 7 1106/1128
50 Concentration 20 9 8 7 1152/1175
Radmnt Vigor 20 9 9 7 1204/1228
51 Concentration 20 10 9 7 1251/1276
52 Vigor 20 10 10 7 1305/1331
53 Concentration 20 11 10 7 1355/1382
54 Vigor 20 11 11 7 1411/1439
55 Concentration 20 12 11 7 1462/1492
56 Vigor 20 12 12 7 1521/1551
57 Concentration 20 13 12 7 1574/1606
58 Vigor 20 13 13 7 1635/1667
59 Concentration 20 14 13 7 1690/1724
Izual 1 Vigor 20 14 14 7 1753/1788
Izual 2 Concentration 20 15 14 7 1810/1845
60 Vigor 20 15 15 7 1875/1912
61 Concentration 20 16 15 7 1934/1973
62 Vigor 20 16 16 7 2001/2041
63 Concentration 20 17 16 7 2063/2104
64 Vigor 20 17 17 7 2131/2174
65 Concentration 20 18 17 7 2195/2239
66 Vigor 20 18 18 7 2266/2311
67 Concentration 20 19 18 7 2332/2378
68 Vigor 20 19 19 7 2404/2452
69 Concentration 20 20 19 7 2472/2522
70 Vigor 20 20 20 7 2547/2598
Den BA 20 20 20 8 2621/2674
71 BA 20 20 20 9 2696/2750
72 BA 20 20 20 10 2771/2826
73 BA 20 20 20 11 2845/2902
74 BA 20 20 20 12 2920/2978
Radmnt BA 20 20 20 13 2994/3054
75 BA 20 20 20 14 3069/3130
76 BA 20 20 20 15 3143/3206
77 BA 20 20 20 16 3218/3282
78 BA 20 20 20 17 3293/3359
79 BA 20 20 20 18 3367/3435
Izual 1 BA 20 20 20 19 3442/3511
Izual 2 BA 20 20 20 20 3516/3587


armor: enigma if u can't efford it then vipermagi
weapon: hoto if u can't efford it then wizardspike
shield: um zak
rings: 2Xsojs
belt: spider - I think you ment this Arachnid Mesh, also a string or ears can work
helmet: um shako
ammy: maras or 3 to combat ammy
shoes: i use sandtreck i don't know what good boots for hammerdin, Maybe war travlers
gloves: Trangs or magefist