SWG Questions

Okay, I'm pretty sure I'm going to get this game since it looks awesome, but I want to you guys to help me with a few things first.

1. Can someone with a 56k modem still have fun with the game?

2. Is it too late to start the game without permanently being behind or considered a newbie?

3. Does the game save your account info even if you can't pay for every month in a row?

4. Can you change your allegience mid-game, or are you stuck with the one you choose in the beginning?

5.Can you change your skin mid-game?

6. Is it neccesary to have alot of money, ro could you live the life of a poor man.

Ummm...I may think of more later. Thanks alot!