-use nobbie's character/items index
-use a griswold pally or someother pre equiped lvl 99'er pally
-go to your d2 save folder, find the character.d2s, properties, "Read Only" checked, Ok.
-What happens is d2 can no longer write to that file, so as soon as you exit, nothing is saved, and u will always have 110 skill pts as long as you dont uncheck the "Read Only"