Umm, your forgetting resist. HoZ can't cover it all... and ya, most people do suck. No1 can afford a shako, plus the hammerdins suck, cause every1 is down w/ the mf sorcs.
I can do NM rushes in almost the same time I could w/ mh (almost every1 I rush compliments me), so that w/ my mfing is working out quite well.