Maybe its consistant luck. I tend to be the only one who leaves baal runs with loot.

I would say my all time luck was when I went to "The Front" with a couple of friends. Met this idiot kid who traded me a Dusk CoH for my 40% gheeds and some other crap, that is where my wealth originated from.

Then there was the time my friend loaned me a spare enigma and I managed to completely scam (switch-a-roo) an entire hammerdin armor set.