Create a character with 4 skills using all their skill points. This is easiest in reverse.
First, choose a weapon that only gives skill points in 3 categories and take off all your gear.
Second, choose skills that will use 50 to 60 points in the categories of the weapon. If you can match the ammount the weapon gives you, even better.
Third, choose a skill in a different skill category needing as few points as possible
Fourth, choose gear to bring your skill points up to perfectly match the points you need. You'll need a chest item for the category not on the weapon, then other items worth 10 to 20 points to bring you up to equal.
Fifth, save the character
Sixth, delete the character ('cause you never were going to play using it anyway)